This site does not include all credit card companies or all available credit card offers that are on the market. The Platinum Card® from American Express comes with a $550 annual fee (see rates and fees), and so does the Chase Sapphire Reserve®. Two of the best premium travel rewards credit cards available are The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. Both cards are equally impressive premium travel rewards cards, so how do you decide? Additionally, both cards also allow 2 additional guests, at no charge, to most lounges. We may receive compensation when you click on links to those products. Plus the mid-range American Express® Gold Card offers an up to $10 monthly dining credit that includes Grubhub and Seamless and other participating restaurants (up to $120 credit per calendar year). Regardless of which card you select, if you can utilize the offered benefits, you’ll receive value far beyond the cost of either annual fee. Related: When to book through Amex Fine Hotels & Resorts vs. Chase Luxury Hotel and Resort Collection. While the Chase Sapphire Reserve card only offers access to Priority Pass lounges, the lounge network consists of over 1,300 locations worldwide. We are not financial advisors or any bank, so we can’t help in this regard. Click here to see a list of advertisers that we work with. For rates and fees of the Amex Business Platinum card, click here. Editor’s note: This post has been updated with current information. Bottom Line: The Amex Platinum card comes out ahead by offering complimentary elite status with hotel partners. Related: The different flavors of American Express Platinum — which one is right for you? I have the Chase Card now…I exclusively fly American Airlines as they offer the best routes / planes to my destinations. For The Platinum Card, you can earn the Welcome Bonus after you spend after you spend $5,000 in purchases within your first six months. Since then, the Reserve has offered a consistent sign-up bonus of 50,000 Chase Ultimate Rewards points after cardmembers spend $4,000 on purchases in the first three months of account opening. Another area where Amex excels is by offering Gold elite status with both Marriott and Hilton to Platinum cardholders. Here are the official application links: Chase Sapphire Reserve and Amex Platinum. The Chase Sapphire Reserve and the Amex Platinum can both fit in your wallet, as long as you take advantage of the credit cards' unique, valuable benefits. The AMEX Platinum as of 01/01/20 offers trip cancellation/interruption and trip delay insurance. Thank you for reading and for your input. update: As of June 1, 2020, the $300 Chase Sapphire Reserve card travel credit can also be applied towards purchases at gas stations and grocery stores until June 30, 2021. These comparisons will help paint a clearer picture of which card may be a better fit for you. Click here to see a list of advertisers that we work with. The Chase Sapphire Reserve, by comparison, is a premium card that’s simple enough for beginners and pros alike. © 2021 THE POINTS GUY, LLC. The Chase Sapphire Reserve card also offers worldwide lounge access (to a lesser extent than the Amex Platinum card) and a very strong collection of travel protections and insurance. This site does not include all credit card companies or all available credit card offers that are on the market. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered. In addition to elite status with Hilton Honors or Marriott Bonvoy, the Amex Platinum card also offers special benefits with American Express Fine Hotels and Resorts that include: Additional hotel benefits are available when booking a least a 2-night stay at The Hotel Collection: Chase partners with the Luxury Hotel and Resort Collection to offer these benefits when booking directly through the Luxury Hotel and Resort Collection at one of over 900 properties worldwide. Something else to consider are limited-time coronavirus perks. One key difference is that the Platinum Card earns points in the Amex Membership Rewards program, which has 19 airline transfer partners and three hotel transfer partners. December roundup: The latest credit card benefit changes you need to know about, the card offer trip delay protection and trip cancellation/interruption insurance, tied at two cents apiece in TPG’s valuations, 10 airline and three hotel transfer partners, free nights start as low as 5,000 points per night, The Business Platinum Card® from American Express. Will a lounge that I can use with the platinum card ever come to ORD or CLT? American Express Platinum: $550. For rates and fees of the Amex Platinum Card, click, A unique property amenity (such as a spa, or food and beverage credit) worth a minimum of $100, $100 room credit to spend on dining, spa, and resort activities, Emerald Club Executive Club status with National Car Rental, All other flights/travel earn 1 point per $1, 2 points per $1 all other hotels booked through Amex Travel, All other hotel purchases earn 1 point per $1, $5,000 in flights purchased from an airline, $3,000 in non-prepaid hotels purchased directly through a hotel’s website, Up to $200 statement credit for airline incidental fees, $25 per month credit towards Variis by Equinox on-demand fitness (through June 30, 2021), Up to $30 monthly PayPal statement credit through June 30, 2021, $300 statement credit for travel purchases each calendar year, $60 DoorDash statement credit for food delivery and DashPass subscription, $120 Peloton Digital and All Access Membership statement credit (through December 31, 2021), Enroll in complimentary Spot Club Platinum status at The Parking Spot for 2 years and receive 20% off of your first reservation and points for 1 free day of parking, Enroll to receive 10% back on Groupon deals every month for 12 months (up to $50), rewarded as Groupon Bucks, 4 service calls per year, maximum benefit $50 each call, Up to $500 for trip delays more than 6 hours, Up to $3,000 for carry-on, $2,000 for checked. 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