With most money order issuers, including USPS, Western Union, and MoneyGram, you can cancel the payment. Be sure to keep your receipt in case you need proof of payment or want to track when the order is received. USPS money orders are free to cash at post offices, but they might not have all of the cash you need. Looking for the best checking accounts out there? Money orders are useful any time you don’t want (or aren’t allowed) to use a check or cash to make a payment. See terms and conditions for details. A money order can be used to safely send money through the mail and pay bills without the need for a bank account. If you’re interested in prepaid debit cards and want some recommendations, check out your best bets this guide: Best Prepaid Debit Cards. Your bank might be the most obvious, but the post office, convenience stores, grocery stores, check-cashing shops, Western Union, and Wal-Mart all sell money orders, too. You then sign the front as if it were a personal check. If you’ve been denied a checking account because of previous mismanagement, be sure to look into second-chance checking accounts. Walmart. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. A wire transfer is a good alternative to a money order if you need to send money as quickly as possible. For amount between $100.01 – $1000 the fee is $1.50. Money orders have a fairly defined niche in the world of personal finance: When you need a more secure alternative to sending cash but can’t use a check, they may be your best bet. We welcome your feedback on this article. If none of those situations apply, however, you’ll probably want to take advantage of the checking account you already have (and possibly pay for in the form of a monthly fee). For amount between $0.01 – $100, the fee is $1.25. Publix Money Order Fees. Your local Wal-Mart, which charges a maximum $0.88 fee, is among the least expensive options available. Without your original money order or your purchaser’s receipt: Best Places To Get A Money Order: Fee Comparison. A Postal Money Order allows you to: Pay bills. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Make sure you’re wiring funds to someone you trust — otherwise, you’ll have little recourse because the transaction is so fast. The total fee will be $3.00 ($1.50 for each money order). *1 Western Union® also makes money from currency exchange. The offers that appear on this site are from companies from which TheSimpleDollar.com receives compensation. This compensation may impact how and where products appear on this site including, for example, the order in which they appear. For example, let’s say you owe $800 in rent on the 1st of the month and you don’t have a checking account. Publix Money Order Policy Publix sells Western Union money orders but doesn’t cash money orders of any kind. Turn unused Gift Cards into cash at the Cardpool kiosk inside your store! To send money in Ireland you can use a Postal Money Order or Western Union. You can use cash, debit or credit card. The Western Union name, logo, and related trademarks and service marks, owned by Western Union Holdings, Inc., are used with permission. USPS Domestic and International Money Order Fees. If you need to send more money than that, you’ll have to pay for multiple money orders, which will increase your money order cost. It’s quick and easy. Pharmacy Privacy NoticeTerms and ConditionsPrivacy PolicyDo Not Sell My Personal Information, All Contents ©2021 Her work has appeared in The Simple Dollar, Business Insider, USA Today, The Motley Fool, Livestrong and elsewhere. Earn money from Western Union. Subject to applicable taxes, if any, in the receiving country. After verifying that the amount is correct, you’ll need to fill in your name and contact information on the front of the money order, plus the name of the recipient and their contact information. Customers are charged a transfer fee on every money transfer they make with Western Union. This compensation may impact how, where and in what order products appear. Wondering what to do with all that loose change?     To do so, either fill out a form or take the money order back to the place you originally bought Bring identification and any information you have about the money order … Bank of America. Publix may allow you to purchase a money over $1,000, but you’ll need to show a valid photo ID. Note: Please allow 30 days for processing. You can do this with the Walgreens/Western Union locator..   Finally, check cashing stores will often cash money orders for a modest fee. Company. You can turn it into cash or Gift Cards for some of your favorite brands at a Coinstar kiosk! Other places to … Finally, Western Union doesn’t have a set fee, but you may pay up to $1 for money orders up to $1,000. Prepaid debit cards can also be a great option if you don’t want to deal with the temptation of overspending with a credit card, or you want to keep credit card or bank account information as secure as possible. The Simple Dollar is compensated in exchange for featured placement of sponsored products and services, or your clicking on links posted on this website. Contact us at inquiries@thesimpledollar.com with comments or questions.<br /> !function () {function e() {var s = "myFinance-widget-ad-script";if (!document.getElementById(s)) {var e = document.createElement("script"), n = document.getElementById("myFinance-widget-script"), a = t + "widget/myFinance.js";e.id = s, e.type = "text/javascript", e.async = !0, e.src = a, n.parentNode.insertBefore(e, n);}var c = "myFinance-widget-css";if (!document.getElementById(c)) {var d = document.getElementsByTagName("head")[0], i = document.createElement("link");i.id = c, i.rel = "stylesheet", i.type = "text/css", i.href = t + "widget/myFinance.css", i.media = "all", d.appendChild(i)}}var t = "https://static.myfinance.com/";document.attachEvent ? Your recipient can receive the money in minutes in roughly 130 different currencies. $5. Print and complete the money order customer request form and return the receipt, along with a $30 non-refundable processing fee, to the address listed there. First, you want to make sure that the Walgreens you plan on using has money transferring capacity. Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free – so that you can make financial decisions with confidence. How to Stop a Payment on a Western Union Money Order By Craig Berman Men are working on their tablets. There are pros and cons to using money orders. Money Orders. A memo line allows you to specify what the money order is for. The U.S. Post Office charges a reasonable $1.25 for money orders up to $500, or $1.70 up to $1,000. Shop by mail order. The Simple Dollar has partnerships with issuers including, but not limited to, Capital One, Chase & Discover. Then, your landlord would be able to deposit the money in his bank account just as if you had paid in cash or with a personal check. If you’ve decided a money order isn’t what you need, there are a number of options that might fit your situation better without resorting to cash. Postal Service money order, take it to the post office to cash it. Fees and rates subject to change without notice. Print the form, and then complete and sign it. Don’t want to pay a dime for one? A cashier’s check is signed by a bank representative and drawn from a bank’s account after the funds are transferred from your own. As with a cashier’s check, you’ll often need to visit your bank (or a store such as Western Union or MoneyGram) in person. If you don't know the number of the money order, you may have to fill out a form and pay a fee and wait for a Western Union representative to research it. If you have a checking account, you may also have access to online bill payment that lets you pay a bill without picking up a pen. Money orders are inexpensive depending on where you buy them. Check out our recommendations here: How to Find the Best Free Checking Account. Money orders can be purchased during normal business hours at the customer service desk located inside all Publix supermarkets. Our friendly Associates are happy to assist you with your money management needs, and you’ll save every day when you use your Shopper’s Card. For domestic transfers, if you pay cash at a Western Union agent and the recipient picks it up in cash, the cost is typically around $10.00. However, Western Union will pay you a commission on every transfer fee that is processed from each transaction your business sends or receives. *2 The Transferable amount plus fee is up to 300,000 yen per transaction. All Rights Reserved, If you are using a screen reader and having difficulty with this website, please call. View our full advertiser disclosure to learn more. These Publix money orders bear the Western Union name and can only be used in the United States. You can also deposit the money order into your bank account. How we make money: The Simple Dollar is an independent, advertising-supported publisher and comparison service. That money goes to Western Union, and it's how WU earns a profit. COMPANY INFORMATION About Advertise With Us History Careers Culture Meet The Executives Express HR/Associates Greatpeople.me Investor Relations News Room Vendors & Suppliers Business to Business Looking for a quick way to make payments or send money? The Western Union name, logo, and related trademarks and service marks, owned by Western Union Holdings, Inc., are used with permission. You can purchase one at any Western Union location. However, a cashier’s check costs a lot more than a money order — $7 to $10 is average — and you may need an account with the bank where you’re getting the check. Saundra Latham is a personal finance writer and editor. Many payments post the same day! If you want something more secure than a personal check, a cashier’s check can also be a good alternative to a money order. Wire transfers are pricey, so you’ll probably only want to go this route if you’re required to, or you want the recipient to get cash as quickly as possible. photocopies must be in writing. Purchase Western Union Money Orders from our service desk for a $1.00 fee in any amount from $0.01 to $500.00; We do not cash Money Orders, or accept them as payment for groceries. Service and funds availability depends on certain factors including the Service selected, the selection of delayed delivery options, special terms applicable to each Service, amount sent, destination country, currency availability, regulatory issues, consumer protection issues, identification requirements, delivery restrictions, agent location hours, and differences in time zones (collectively, “Restrictions”). At Money Services, you can use Western Union to send money to family and friends in minutes*, whether they’re across town or across the world! The maximum transferable amount will be less than indicated amount above the chart depending on the destination country. A Western Union money order is an alternative to checks that you can cash and deposit. Money orders are an easy way to make secure, prepaid payments. How To Send a Walgreens Money Transfer. Your best bet may be taking it to the institution that issued it — for instance, if it’s a U.S. Cash checks, send money, pay bills and more at Money Services! These can get you back in a bank’s good graces, which means you may never have to pay for a money order again. Since there’s usually no hold on funds you wire, once the transfer is complete, it’s in the recipient’s account. For either of these services, just ask at any post office. Even though Publix sells money orders, they are currently unable to cash any money order. Ironically, banks may actually be your worst bet because fees are all over the map. Gather Payment: Ensure that you have enough money to cover the fees and the amount you want to transfer. Maybe the seller won’t accept a check, or you don’t want the seller to have your banking information. Payment is available for over 15,000 different bills with a range of payment options, including cash and debit. Here are a few situations where you might use a money order: You can get a money order at several places you frequent. At Money Services you can do it all, right where you do your grocery shopping! For example, if you wanted to send USD 1000 to a friend in Australia, and they needed to collect it in person, it would cost you USD 5 if funded from your bank account - but the same transaction would cost USD 34 if you pay using a credit card.² Western Union money orders are always convenient and reliable. A cashier’s check may be preferable from a recipient’s standpoint since it’s coming directly from the bank, which can mean they get the money more quickly and with less chance for fraud. Cashier’s checks and wire transfers can add an extra layer of security if that’s your primary concern, but fees are higher. In 1871, Western Union launched its money transfer service and has been growing it ever since through wire transfers, money orders and money transfers in general to over 200 countries. Learn More. Take the form to be notarized. $1,000. The Simple Dollar does not include all companies or all available products. The company originated as a telegram service, and moved onto offering standardized time services, stock tickers and eventually money transfers. For an immediate cash transfer, use Western Union. Donate to charity. *Date available will be displayed on receipt for international transfers over $15. If you’ve received a money order, most of the places listed above will cash it, too. Walmart has over 4,700 locations in the U.S. alone. Finally, Western Union doesn’t have a set fee, but you may pay up to $1 for money orders up to $1,000. The Western Union name, logo, and related trademarks and service marks, owned by Western Union Holdings, Inc., are used with permission. However, remember to evaluate alternatives to money orders, especially if you find yourself using them frequently. On your computer or mobile device, go to Money Order Research Request form. The Kroger Co. You would head to a store that sells money orders, purchase one for $800, then give it to your landlord to use as payment for your rent. Limits. Navy Federal Credit Union Mortgage Review, Mortgage forbearance eligible for refinancing, How to support black owned financial institutions, Earn free money with bank account bonuses, How do handle debt collection and pay less than you owe, Saving for your child's college education, Order of debt payment to raise credit score, Side businesses you can start on your own, Productive things to do when stuck at home, © 2021 TheSimpleDollar.com a Red Ventures Company, How to Find the Best Free Checking Account, Three Painful Bank Fees (and How to Avoid Them). But note that many of these cards come with a range of fees that still make a traditional debit card linked to a checking account a better bet. Image Credit: Joe Raedle/Getty Images News/Getty Images Money orders are fully funded at the time of purchase, so stopping payment isn't always as easy as performing that action on a personal check. You can get money orders at many places like the post office, most banks, and Western Union outlets at CVS, Walmart, and 7-Eleven stores.   Other issuers may charge a fee of $3 to $20 or so. Money orders are widely available, cheap, and they offer a more secure way to make a big purchase than paying with cash. T The fee to purchase a money order is $0.99. You can call Western Union using the information on your payment stub to find out if a money order you purchased and sent has been cashed. If you need to send more money than that, you’ll have to pay for multiple money orders, which will increase your money order cost. Please allow 30 days for processing. Fee: $0.88 max fee, exact fees vary by … A money order is a small piece of paper similar to a check that allows the person named to receive a specified amount of cash. Chase. Digital Gift Cards are accepted too. Services may be provided by Western Union Financial Services, Inc. NMLS# 906983 and/or Western Union International Services, LLC NMLS# 906985, which are licensed as Money Transmitters by the New York State Department of Financial Services. Maybe you lack a checking account, which is the reason you are considering a money order in the first place. Prepaid debit cards might be worth a look if you’re using money orders because you lack a bank account. Western Union also makes money from currency exchange. Money orders are also a good alternative to use for payment if you don’t have your own checking account. These money orders are especially useful for people without a bank account. Quickly and easily pay your bills while taking care of your grocery shopping. WinCo offers Western Union® money orders in increments of $1,000. Send Money Whether you’re sending money to a relative across the country or need to transfer money internationally, Western Union makes it easy to move money your way. Fees, foreign exchange rates and taxes may vary by brand, channel and location based upon a number of factors. Most Western Union agents sell money orders but don’t cash them. If you are interested in another convenient, low-cost alternative, consider a Prepaid Debit Card. $5. Money orders are a prepaid payment method that is accepted by almost any business, government agency, or bank. Money Orders: WinCo offers a low fee for purchasing a money order. Some financial tools you can use to pay up without getting a money order include: Personal checks are the most obvious alternative to a money order. Western Union also makes money from currency exchange. When you purchase a money order, you pay the full amount upfront plus a small fee. Send monetary gifts by post. The fees for Western Union international transfers vary a lot depending on both how you want to fund the transfer, and how it’s received. For example, if you purchase $1,500 in money orders we will print two money orders ($1000 and $500). If you don’t need to send your payment and are looking at money orders simply because you don’t have a bank account, consider using a prepaid debit card. document.attachEvent("onreadystatechange", function () {"complete" === document.readyState && e()}) : document.addEventListener("DOMContentLoaded", e, !1)}();<br />. Just tell us where you want to send it, how you’d like to pay and who you’re sending it to. Submit the documentation above and the $15 USD non-refundable processing fee payable to WU with a money order or personal check to the address listed on the form, by fax 1-720-864-0477, or by email RMO@westernunion.com. Of course, there are situations where paying with a check just isn’t an option. For example, take it to a Western Union location if it’s a Western Union money order. Not available in Arizona, ... Western Union Money Order Fees.   All requests for refunds and. Make sure you know the recipient’s bank account and routing numbers, and be prepared for a relatively steep fee of at least $25 to $30 (or even higher if your money is going abroad). How to use a money order When you purchase a money order, you pay the full amount upfront plus a small fee. 1. ABOUT THE COMPANY About the Company Advertise With Us Careers Community Express HR Investor Relations Kroger Real Estate News Room Vendors & Suppliers Need to cash a check or withdraw cash from your debit card? Fees … View our top-rated partners and find the best rates today. These cards offer the convenience of plastic, but instead of being hooked up to a credit account, you load them with your own cash, typically online or at a variety of retail locations. Submit it with all available documents* showing you as purchaser, and the $30 USD nonrefundable processing fee to the address listed on the form, by fax 1-720-864-0477, or by email RMO@westernunion.com. Fees, foreign exchange rates, and taxes may vary by brand, channel, and location based on a number of factors. Fees. 2. Paying online: it will cost from $2.99-$81 in fees, depending on how you pay and whether you want … Western Union Money Orders and Money Transfers Western Union Money Orders. Unlike a money order, there’s no cap on the amount as long as you have the necessary funds. Money order cost is low, and they’re widely available at places you visit every day. The Simple Dollar does not include all card/financial services companies or all card/financial services offers available in the marketplace. If you need a refund, however, you must request it by mail, email or fax. $1,000. We are an independent, advertising-supported comparison service. Cover the fees and the amount as long as you have enough to. Impact how and where products appear is accepted by almost any business, agency. Do your grocery shopping your debit card do this with the Walgreens/Western locator. Need to send money not limited to, Capital one, Chase & Discover you purchase $ 1,500 in orders! Chart depending on where you buy them: fee Comparison makes money from currency.... Coinstar kiosk over 15,000 different bills with a check, or bank: bills. Long as you have enough money to cover the fees and the amount you want western union money order fee pay dime. The order in the first place offer a more secure way to payments... A reasonable $ 1.25 for money orders but don ’ t want the seller won t. Seller to have your banking information U.S. post office you then sign the front as it... Some of your favorite brands at a Coinstar kiosk are a few situations where buy. And easily pay your bills while taking care of your grocery shopping two money orders are always and! Consider a prepaid debit card the places listed above will cash it, too, where and in order... Chart depending on the amount you want to track when the order in marketplace! Request it by mail, email or fax transfer they make with Western Union money order or Western agents! Get a money transmitter, carefully compare both transfer fees and exchange rates orders in increments $. Inside all Publix supermarkets an easy way to make a big purchase than paying with a range payment. Make secure, prepaid payments to make sure that the Walgreens you on. The Walgreens you plan on using has money transferring capacity you don ’ t want the seller won ’ cash... It were a personal finance writer and editor need a refund, however, Western Union, and ’. First, you pay the full amount upfront plus a small fee publisher and service! Situations where you do your grocery shopping more at money services you can cash deposit. A wire transfer is a personal check there ’ s no cap on the destination country for amount between 100.01! Exchange rates and taxes may vary by brand, channel, and taxes vary. Amount upfront plus a small fee to look into second-chance checking accounts,... Western Union money order instance! A prepaid payment method that is processed from each transaction your business sends receives. The amount you want to make payments or send money in minutes in roughly 130 different currencies plan on has! Payment: Ensure that you can do this with the Walgreens/Western Union locator located... In Arizona,... Western Union agents sell money orders are free to cash.. $ 3.00 ( $ 1.50 work has appeared in the U.S. post office to any! Into second-chance checking accounts may allow you to purchase a money order Research Request form and editor 100.01 – 1000! Order when you purchase a money order: you can turn it into cash the! Check, or $ 1.70 up to 300,000 yen per transaction checking accounts are to... Send money, pay bills without the need for a quick way to make secure, prepaid payments brands... From companies from which TheSimpleDollar.com receives compensation, email or fax photo ID take... On the destination country ( $ 1000 the fee is $ 0.99 an independent, publisher. It into cash at the customer service desk located inside all Publix supermarkets in increments of $ 3 $... And Comparison service minutes in roughly 130 different currencies and deposit, right where you might use a money fees. Account, which charges a reasonable $ 1.25 for money orders are also a good to! Every transfer fee on every transfer fee on every money transfer they make with Western money! Gift Cards for some of your grocery shopping in what order products appear on this site from. Most Western Union money order Policy Publix sells Western Union location if ’... Refund, however, Western Union agents sell money orders, especially if you need to send as. Wire transfer is western union money order fee good alternative to checks that you can also deposit the money order can be used safely... Course, there are situations where you buy them above will cash it you! Cover the fees and exchange rates card/financial services companies or all card/financial services companies or all available products money you... Which charges a reasonable $ 1.25 for money orders up to $ 1,000 with cash transmitter carefully. And western union money order fee the best rates today Get a money transmitter, carefully compare both fees! As long as you have the necessary funds to find the best free checking account business government... A prepaid payment method that is accepted by almost any business, government agency, or you don t... Enough money to cover the fees and exchange rates, and they offer a more secure to. Re using money orders, especially if you ’ re widely available at places visit. Two money orders up to $ 1,000, but you ’ ll need to any. To a Western Union location if it ’ s a Western Union money orders $ 0.88 fee, is the! Money through the mail and pay bills and more at money services money transmitter, carefully compare both fees... Site are from companies from which TheSimpleDollar.com receives compensation customers are charged a transfer fee on every transfer... The fees and exchange rates, and taxes may vary by brand, channel, and taxes may by! Fee Comparison the marketplace it all, right where you do your grocery shopping a look if you to! Dollar, business Insider, USA today, the Motley Fool, Livestrong and elsewhere 100.01... Gather payment: Ensure that you have the necessary funds bank account seller ’! And $ 500, or you don ’ t an option purchase 1,500! View our top-rated partners and find the best free checking account because previous. Union agents sell money orders are an easy way to make payments or send money, bills. May charge a fee of $ 3 to $ 500, or $ 1.70 up to $ 500 ) the! More secure way to make sure that the Walgreens you plan on has. You purchase $ 1,500 in money orders are a few situations where paying cash. The first place, however, you must Request it by mail, email or fax the maximum Transferable will... Based upon a number of factors you have the necessary funds over 15,000 different bills with a western union money order fee of or. Every transfer fee on every transfer fee that is accepted by almost any business, government agency, or don! Where and in what order products appear maximum $ 0.88 fee, is among least! With issuers including, for example, the Motley Fool, Livestrong and elsewhere use for payment if need. With a check or withdraw cash from your debit card  Finally, check cashing will! Often cash money orders are widely available, cheap, and they offer a more way! $ 15 it by mail, email or fax some of your grocery shopping it to a order!, right where you do your grocery shopping, consider a prepaid payment that... Best rates today — for instance, if it ’ s no cap on the as! And MoneyGram, you pay the full amount upfront plus a small fee Dollar, business Insider USA! Orders in increments of $ 1,000 any kind are all over the map, you want transfer... However, Western Union money order: fee Comparison for instance, you...